What feels like zero cost upfront can lead to far greater costs down the line.
Most brokers are paid solely by banks. That often means their advice, structure, and speed are shaped by someone else’s incentives, not your goals.
We do receive a standard bank commission, but our service fee keeps our focus where it belongs: with you.
A quiet look at what sets Your Finance Tree apart.
| What Matters Most | Traditional UAE Brokers | With Your Finance Tree |
|---|---|---|
| Who pays the advisor? | The bank (commission only) | You (transparent 1% fee) + standard bank commission |
| Whose interests come first? | Often aligned with the lender | Always aligned with you |
| Fee transparency | Rarely disclosed | Fully disclosed, milestone-based |
| Loan structuring | Rate-driven, lender-favored | Strategy-driven, life-aligned |
| Risk + affordability analysis | Rarely included | Always included — stress-tested for your future |
| Payment model | One-time bank commission | Milestone-based as value is delivered |
| After approval | Minimal engagement | Ongoing guidance and outcome protection |
| Client relationship | Transactional | Long-term, trusted, and growth-focused |
| True cost over time | Often high due to poor structure or lack of foresight | Minimized through intelligent design and strategy |
Banks offer products. Brokers offer access.
We offer strategy, built around your goals, not someone else’s.
Compare the difference. Choose with clarity.
| What Matters Most | Going Direct to a UAE Bank | With Your Finance Tree |
|---|---|---|
| More Choices, Better Rates | One bank, limited choices, fixed rates. | More lenders. Better deals. Lower rates. |
| Fast, Hassle-Free Approvals | Slow, bureaucratic, rigid requirements. | Fast, flexible 48-hour pre-approvals tailored to you and your goals. |
| Financing That Works for You | Strict rules. Expats, HNWIs & entrepreneurs struggle. | Custom solutions for HNWIs, non-residents & entrepreneurs. |
| Smart, Informed Decisions | No strategic insights on financing or property investment. | Expert-backed advice, free resources & investment strategies. |
| Beyond Just a Loan | No help beyond the mortgage. | Comprehensive support: sourcing, negotiation, and planning. |
| Long-Term Wealth Building | No guidance after the loan. | Ongoing support for refinancing, investments, and growth. |
| A Trusted Partner, Always | Transactional. One-time deal. | Relationship-driven. Your long-term finance partner. |
The right mortgage isn’t just about the rate. It’s about knowing the structure behind it is working for you, not against you for years to come.
That’s why our loyalty is earned by you, not just paid for by the bank.
Becoming a partner is simple, thoughtful, and built around your success — from the very first conversation.
Explore your options, pressure-free with our MAP (Mortgage Advisor Partner) by your side.
Joining is simple. Complete the form below, and our team will contact you to discuss how we can create a rewarding partnership together.